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Carolina Espinoza

  • CPCU®
  • ChFC®
  • CLU®
343 Scott Ct.
Iowa City, IA 52245

Across from Casey's

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ABOUT ME

I take great pride in serving my customers as a State Farm Agent for the Iowa City community . I have been a part of Johnson County since 2006 and a State Farm Agent since 2007. Previous to becoming an agent, I started my career at Corporate Headquarters in Bloomington, IL in the Finance Department. I am proud to represent State Farm for the last 18 years; it is a well-trusted brand and company that I feel honored to be a part of. I hold my Chartered Financial Consultant (ChFC), Chartered Property & Casualty Underwriter (CPCU), and Chartered Life Underwriter (CLU) designations. God has blessed me with a loving husband and 3 beautiful girls; ages 5, 12, and 22.  In my spare time, I enjoy working out, cooking, running, spending time with my family, and having a spa day every now and then!

I attended St. Ambrose University and received my BA in Accounting as well as my MBA. My agency has qualified for several awards including State Farm Ambassadors Club, State Farm Chairman’s Circle, Senior Vice President’s Club, President’s Club, and MDRT (Million Dollar Round Table). My office has over 30+ years of combined insurance experience and I am also fluent in Spanish. We enjoy assisting current residents and new families as they relocate to Iowa and also love to tell you about our favorite spots in town!

We serve many families in Johnson and Muscatine County from Iowa City, North Liberty, Tiffin, Coralville, Solon, West Liberty and West Branch, but also have numerous customers that visit our agency from surrounding areas.  My agency provides in-depth knowledge on the following insurance products: Auto, Home, Renters, Life, Business, and Paycheck & Asset Protection. 

My team and I consider it a privilege to assist you and your family manage the risks of everyday life. Give us a call, send us an e-mail, or simply stop by our office to learn more about the Espinoza Experience!

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Office Hours

Mon-Fri: 9:00 am - 5:00 pm

Evenings & Sat: By Appt Only

Call, Text, Click 24/7

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Mutual Funds, Annuities

FINRA’s BrokerCheck

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ABOUT ME

I take great pride in serving my customers as a State Farm Agent for the Iowa City community . I have been a part of Johnson County since 2006 and a State Farm Agent since 2007. Previous to becoming an agent, I started my career at Corporate Headquarters in Bloomington, IL in the Finance Department. I am proud to represent State Farm for the last 18 years; it is a well-trusted brand and company that I feel honored to be a part of. I hold my Chartered Financial Consultant (ChFC), Chartered Property & Casualty Underwriter (CPCU), and Chartered Life Underwriter (CLU) designations. God has blessed me with a loving husband and 3 beautiful girls; ages 5, 12, and 22.  In my spare time, I enjoy working out, cooking, running, spending time with my family, and having a spa day every now and then!

I attended St. Ambrose University and received my BA in Accounting as well as my MBA. My agency has qualified for several awards including State Farm Ambassadors Club, State Farm Chairman’s Circle, Senior Vice President’s Club, President’s Club, and MDRT (Million Dollar Round Table). My office has over 30+ years of combined insurance experience and I am also fluent in Spanish. We enjoy assisting current residents and new families as they relocate to Iowa and also love to tell you about our favorite spots in town!

We serve many families in Johnson and Muscatine County from Iowa City, North Liberty, Tiffin, Coralville, Solon, West Liberty and West Branch, but also have numerous customers that visit our agency from surrounding areas.  My agency provides in-depth knowledge on the following insurance products: Auto, Home, Renters, Life, Business, and Paycheck & Asset Protection. 

My team and I consider it a privilege to assist you and your family manage the risks of everyday life. Give us a call, send us an e-mail, or simply stop by our office to learn more about the Espinoza Experience!

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Mutual Funds, Annuities

FINRA’s BrokerCheck

Office Hours

Mon-Fri: 9:00 am - 5:00 pm

Evenings & Sat: By Appt Only

Call, Text, Click 24/7

Office Info

Office Map

Address:

343 Scott Ct.
Iowa City, IA 52245

Map & Directions

Languages:

English, Spanish

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Languages:

English, Spanish

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Our office can always be reached at (319) 337-7000
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The mission of the Espinoza State Farm Agency is to honor the opportunity that God has provided. We are here to serve all those that connect with our State Farm Family.  We are COMMITTED to taking the time to understand your risks and goals. We are here to help manage the risks of everyday life, so that you can recover from the unexpected during your greatest times of need.  We are also here to assist you in planning for your future to protect what is most important, and help life go right!

We focus on various types of Auto Insurance, Home Insurance, Life Insurance and also offer Paycheck coverage! In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by creating ADDED VALUE thru the personalized service and knowledge we offer.

We strongly believe that insurance IS NOT a commodity.  Insurance is a PROMISE and goes beyond price...  We believe that people prefer to have a relationship with someone they know and can trust. It is this belief that stands behind everything we do.

Deven Newton State Farm Agent Team Member

Deven Newton

Life Insurance Representative
License #9326139

Happily married, and father of three beautiful daughters. As a former business owner & third generation agent, I bring 20 years of experience to the Espinoza team. My passion is protecting the unforeseen events through life insurance. I am an avid Hawkeye fan and love working in my yard. I truly look forward to the opportunity to assisting you with your needs.

Heather Cummings State Farm Agent Team Member

Heather Cummings

Customer Relations Representative
License #19050380

I grew in Kansas City, MO and moved to Hills, Iowa with my husband and 2 children about 5 years ago. I have been in the customer service industry all my life. I enjoy helping people and making them smile. I am a 2nd degree black belt, have a district title and enjoy teaching taekwondo to kids and adults. My free time is spent with my family and friends. I look forward to meeting you soon!!

Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.
Agent License for Carolina Espinoza
IA-8603216

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Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2020/03/0336

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address: 1 N 27th St , Fort Dodge, IA 50501-4305 Phone: 515-955-9510

State Farm Bank ®, F.S.B., Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm BankMember FDICEqual Housing Lender

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

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