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Carolina Espinoza

  • ChFC®
  • CPCU®
  • CLU®

343 Scott Ct.
Iowa City, IA 52245

Across from BP Gas Station

Map & Directions Contact Us
ABOUT ME

I take great pride in serving my customers as a State Farm Insurance Agent for the Iowa City market. I have been a part of Johnson County since 2006 and a State Farm Agent since 2007. Previous to becoming an agent, I started my career at Corporate Headquarters in Bloomington, IL in the Finance Department. I am proud to represent State Farm for the last 16 years; it is a well-trusted brand and company that I feel honored to represent. I hold my Chartered Financial Consultant (ChFC), Chartered Property & Casualty Underwriter (CPCU), and Chartered Life Underwriter (CLU) designations. God has blessed me with a loving husband and 3 beautiful girls; ages 3, 10, and 20.

I attended St. Ambrose University and received my BA in Accounting as well as my MBA. My agency has qualified for several awards including State Farm Ambassadors Club, State Farm Chairman’s Circle, Senior Vice President’s Club, President’s Club, and MDRT. Here in the office we have over 40+ years of combined State Farm team experience and also have several bilingual associates that can speak English and Spanish. We enjoy assisting current residents and new families as they relocate to Iowa and also love to tell you about our favorite spots in town!

We serve many families in the Johnson County area, but also have numerous customers that visit our agency from our surrounding counties. My agency provides in-depth knowledge on the following insurance products: Auto, Home, Renters, Life, and Business insurance throughout the Iowa City area including North Liberty, Coralville, Solon, Tiffin, West Liberty, and West Branch markets. My team and I consider it a privilege and blessing to assist you and your family manage the risks of everyday life. Give us a call or stop by our office to learn more about the Espinoza Experience!

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Carolina Espinoza State Farm Agent
Office Hours

Mon-Fri: 9:00 am - 5:00 pm

Evenings & Sat: By Appt Only

Call, Text, Click 24/7

Insurance Products

Auto, Home, Business, Property, Life, Health

Other Products

Banking, Mutual Funds, Annuities

FINRA’s BrokerCheck

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Get a Quote

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ABOUT ME

I take great pride in serving my customers as a State Farm Insurance Agent for the Iowa City market. I have been a part of Johnson County since 2006 and a State Farm Agent since 2007. Previous to becoming an agent, I started my career at Corporate Headquarters in Bloomington, IL in the Finance Department. I am proud to represent State Farm for the last 16 years; it is a well-trusted brand and company that I feel honored to represent. I hold my Chartered Financial Consultant (ChFC), Chartered Property & Casualty Underwriter (CPCU), and Chartered Life Underwriter (CLU) designations. God has blessed me with a loving husband and 3 beautiful girls; ages 3, 10, and 20.

I attended St. Ambrose University and received my BA in Accounting as well as my MBA. My agency has qualified for several awards including State Farm Ambassadors Club, State Farm Chairman’s Circle, Senior Vice President’s Club, President’s Club, and MDRT. Here in the office we have over 40+ years of combined State Farm team experience and also have several bilingual associates that can speak English and Spanish. We enjoy assisting current residents and new families as they relocate to Iowa and also love to tell you about our favorite spots in town!

We serve many families in the Johnson County area, but also have numerous customers that visit our agency from our surrounding counties. My agency provides in-depth knowledge on the following insurance products: Auto, Home, Renters, Life, and Business insurance throughout the Iowa City area including North Liberty, Coralville, Solon, Tiffin, West Liberty, and West Branch markets. My team and I consider it a privilege and blessing to assist you and your family manage the risks of everyday life. Give us a call or stop by our office to learn more about the Espinoza Experience!

Insurance Products

Auto, Home, Business, Property, Life, Health

Other Products

Banking, Mutual Funds, Annuities

FINRA’s BrokerCheck

Office Hours

Mon-Fri: 9:00 am - 5:00 pm

Evenings & Sat: By Appt Only

Call, Text, Click 24/7

Office Info

Office Map

Address:

343 Scott Ct.
Iowa City, IA 52245

Map & Directions

Languages:

English, Español

File a ClaimSend a Payment

Languages:

English, Español

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Our office can always be reached at (319) 337-7000
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The mission of the Espinoza State Farm Agency is to honor the opportunity that God has provided. We are here to serve all those that connect with our State Farm Family.
We are COMMITTED to taking the time to understand your risks and goals. We are HERE to assist in help manage the risks of everyday life, so that you can recover from the unexpected during your greatest times of need and also rejoice in realizing your dreams through proactively planning for your future and protecting what is most important.

We focus on various types of Auto Insurance, Home Insurance, Life Insurance and also offer Paycheck coverage! In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by placing a premium on the personalized service we offer. We believe people prefer to have someone they know to help guide them through both the good and bad times. It is this belief that stands behind everything we do.

Deven Newton State Farm Agent Team Member

Deven Newton

Life Insurance Representative
License #9326139

Happily married, and father of three beautiful daughters. As a former business owner & third generation agent, I bring 20 years of experience to the Espinoza team. My passion is protecting the unforeseen events through life insurance. I am an avid Hawkeye fan and love working in my yard. I truly look forward to the opportunity to assisting you with your needs.

Danielle Law State Farm Agent Team Member

Danielle Law

Insurance Account Representative
License #10784325

I have been a long time customer of State Farm and recently joined the Espinoza office in June of 2016. The Espinoza office allows me to have an amazing opportunity to not only provide a career for myself and financial security for my 5 year-old daughter, but to also provide that opportunity for all of our customers through assessing their risks of everyday life and making sure their families and financial future are protected. I look forward to sharing the Espinoza experience with you today!

Heather Cummings State Farm Agent Team Member

Heather Cummings

Customer Relations Representative
License #19050380

My name is Heather and I live in Hills, IA. I grew up just north of Kansas City, MO and my husband and 2 children moved to Iowa about 5 years ago. I have been in the customer service industry all my life. I started in 4-H as a child, moved into Cosmetology, and now I am part of the Espinoza agency. I enjoy helping people, spending time with my family, and cooking. I look forward to meeting you soon!

Rebeca Neri Rubio State Farm Agent Team Member

Rebeca Neri Rubio

Customer Relations Representative
License #19017758

I am extremely thankful for the opportunity to grow at the Espinoza Agency, and look forward to providing guidance with any help you may need! I have 3+ years of customer service experience and I look forward to assisting you! I am also bilingual and speak Spanish!

I am a proud dog mom of two, lover of art, avid drinker of coffee, and enjoy running outdoors.

Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.
Agent Licenses for Carolina Espinoza
License:IA-8603216
STATE FARM BANK® NMLS #:139716
NMLS ID#:877121
MLO License#:20267
Disclosures

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm BankMember FDICEqual Housing Lender

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2019/01/0054

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

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