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Carolina Espinoza

343 Scott Ct.
Iowa City, IA 52245

Across from Casey's

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About Me

I take great pride in serving my customers as a State Farm Agent for the Iowa City community . I have been a part of Johnson County since 2006 and a State Farm Agent since 2007. Previous to becoming an agent, I started my career at Corporate Headquarters in Bloomington, IL in the Finance Department. I am proud to represent State Farm for the last 18 years; it is a well-trusted brand and company that I feel honored to be a part of. I hold my Chartered Financial Consultant (ChFC), Chartered Property & Casualty Underwriter (CPCU), and Chartered Life Underwriter (CLU) designations. God has blessed me with a loving husband and 3 beautiful girls; ages 6, 13, and 23.  In my spare time, I enjoy working out, cooking, traveling, spending time with my family, and having a spa day every now and then!

I attended St. Ambrose University and received my BA in Accounting as well as my MBA. My agency has qualified for several awards including State Farm Ambassadors Club, State Farm Chairman’s Circle, Senior Vice President’s Club, President’s Club, and MDRT (Million Dollar Round Table).  My office has over 35+ years of combined insurance experience and I recently celebrated my 15th year as a State Farm agent.  I am fluent in Spanish and my parents are from Costa Rica and Peru!  Whether you have been a long-time resident in this area or are relocating please give our office a call as we enjoy getting to know our customers and will tell you about all our favorite spots in town!

We serve many families in Johnson, Cedar, Linn, and Muscatine County from Iowa City, North Liberty, Tiffin, Coralville, Solon, West Liberty and West Branch, but also have numerous customers that visit our agency from surrounding areas.  My agency provides in-depth knowledge on the following insurance products: Auto, Home, Renters, Life, Business, and Paycheck & Asset Protection. 

My team and I consider it a privilege to assist you and your family manage the risks of everyday life. Give us a call, send us a text, e-mail, or simply stop by our office to learn more about the Espinoza Experience!

 
Products

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Home Loans, Mutual Funds, Annuities

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Office Hours

Mon-Fri: 9:00 am - 5:00 pm

Evenings & Sat: By Appt Only

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343 Scott Ct.
Iowa City, IA 52245
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Languages:

English, Spanish
 
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The mission of the Espinoza State Farm Agency is to honor the opportunity that God has provided. We are here to serve all those that connect with our State Farm Family.  We are COMMITTED to taking the time to understand your risks and goals. We are here to help manage the risks of everyday life, so that you can recover from the unexpected during your greatest times of need.  We are also here to assist you in planning for your future to protect what is most important, and help life go right!

We focus on various types of Auto Insurance, Home Insurance, Life Insurance and also offer Paycheck coverage! In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by creating ADDED VALUE thru the personalized service and knowledge we offer.

We strongly believe that insurance IS NOT a commodity.  Insurance is a PROMISE and goes beyond price...  We believe that people prefer to have a relationship with someone they know and can trust. It is this belief that stands behind everything we do.

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Deven Newton State Farm Agent Team Member

Deven Newton

Multiple Line Representative

Happily married, and father of three beautiful daughters. As a former business owner & third generation agent, I bring 20 years of experience to the Espinoza team. My passion is protecting the unforeseen events through life insurance. I am an avid Hawkeye fan and love working in my yard. I truly look forward to the opportunity to assisting you with your needs.
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Kelsey Howard

Insurance Account Representative

I am an Iowa native and proud graduate of the University of Iowa.  I am grateful to be the mother of a hilarious and sweet girl.  We both love to dance and stay active.  I am also a yoga and dance instructor; it brings me great joy to be a part of my student's growth and happiness in their practice.  I have enjoyed many years of customer service experiences, and I look forward to the opportunity to help you reach your insurance and financial goals. 

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Heather Cummings State Farm Agent Team Member

Heather Cummings

Assistant Office Manager

I live on a farm in Washington, IA with my husband and 2 children. We enjoy animals and gardens year round. We enjoy having lots of chickens. I have been helping customers for many years now and enjoy helping them succeed. I would be more than happy to help you, give us a call.

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AC

Ana Calderon

Available Positions

Account Associate - State Farm Agent Team Member

Iowa City, IA Full Time

Customer Relations Representative - State Farm Agent Team Member

Iowa City, IA Full Time

Customer Service Representative - State Farm Agent Team Member

Iowa City, IA Full Time

Office Representative - State Farm Agent Team Member

Iowa City, IA Full Time

Receptionist - State Farm Agent Team Member

Iowa City, IA Full Time

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.