Profile photo of a State Farm Agent named: Carolina Espinoza
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Carolina Espinoza

343 Scott Ct.
Iowa City, IA 52245

Across from Casey's

I take great pride in serving my customers as a State Farm Agent for the Iowa City community . I have been a part of Johnson County since 2006 and a State Farm Agent since 2007. Previous to becoming an agent, I started my career at Corporate Headquarters in Bloomington, IL in the Finance Department. I am proud to represent State Farm for the last 18 years; it is a well trusted brand and company that I feel honored to be a part of. I am a firm believer of growing and learning; therefore, I have earned the following designations to better serve our customers: Chartered Financial Consultant (ChFC®), Chartered Property & Casualty Underwriter (CPCU®), Chartered Life Underwriter (CLU®), and the RICP® designation to further assist with social security and retirement planning. God has blessed me with a loving husband and 3 beautiful girls; ages 6, 13, and 23.  In my spare time, I enjoy working out, cooking, traveling, spending time with my family, and having a spa day every now and then!

I attended St. Ambrose University and received my BA in Accounting as well as my MBA. My agency has qualified for several awards including State Farm Ambassadors Club, State Farm Chairman’s Circle, Senior Vice President’s Club, President’s Club, and MDRT (Million Dollar Round Table).  My office has over 35+ years of combined insurance experience and I recently celebrated my 15th year as a State Farm agent.  I am fluent in Spanish and my parents are from Costa Rica and Peru!  Whether you have been a long-time resident in this area or are relocating please give our office a call as we enjoy getting to know our customers and will tell you about all our favorite spots in town!

We serve many families in Johnson, Cedar, Linn, and Muscatine County from Iowa City, North Liberty, Tiffin, Coralville, Solon, West Liberty and West Branch, but also have numerous customers that visit our agency from surrounding areas.  My agency provides in-depth knowledge on the following insurance products: Auto, Home, Renters, Life, Business, and Paycheck & Asset Protection. 

My team and I consider it a privilege to assist you and your family manage the risks of everyday life. Give us a call, send us a text, e-mail, or simply stop by our office to learn more about the Espinoza Experience!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products Offered

Banking, Home Loans, Mutual Funds, Annuities

FINRA’s BrokerCheck

Mon-Fri: 9:00 am - 5:00 pm

Evenings & Sat: By Appt Only

Call, Text, Click 24/7

343 Scott Ct.
Iowa City, IA 52245
Map & Directions


English, Spanish
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The mission of the Espinoza State Farm Agency is to honor the opportunity that God has provided. We are here to serve all those that connect with our State Farm Family.  We are COMMITTED to taking the time to understand your risks and goals. We are here to help manage the risks of everyday life, so that you can recover from the unexpected during your greatest times of need.  We are also here to assist you in planning for your future to protect what is most important, and help life go right!

We focus on various types of Auto Insurance, Home Insurance, Life Insurance and also offer Paycheck coverage! In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by creating ADDED VALUE thru the personalized service and knowledge we offer.

We strongly believe that insurance IS NOT a commodity.  Insurance is a PROMISE and goes beyond price...  We believe that people prefer to have a relationship with someone they know and can trust. It is this belief that stands behind everything we do.

Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.